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Select Health Idaho Insurance Coverage for Rehab

What is SelectHealth Idaho?

Select Health Idaho is a health insurance company that has been serving customers for more than 25 years. They specialize in providing Idahoans with the healthcare they need in many different areas. This includes offering coverage for drug rehab and alcohol rehab, as well as detoxification services.

Select Health Idaho offers both family plans and individual plans for their members. Their plans are highly affordable, and the coverage they offer their members is excellent.

Drug and Alcohol Rehab Statistics in the U.S.

Alcohol and drug addiction is a growing problem in the United States. Now more than ever before, there are so many people in need of addiction treatment. It's interesting to look at the drug and alcohol rehab statistics in the United States. You can easily see that the need is for insurance coverage for these services is there.

  • 9.8 million men and 5.3 million women meet the criteria for alcohol use disorder.
  • Of these individuals, only 1.3 million adults received the treatment they needed in 2015.
  • 623,000 adolescents meet the criteria for an alcohol use disorder.
  • Only 37,000 of them ever get the help they need to recover.
  • Alcohol misuse costs the United States close to $250 billion each year.
  • 23.5 million people age 12 and older needed drug treatment in 2009.
  • Only 2.6% of these individuals ever got the help they needed to recover.
  • In 2008, there were 1.8 million treatment admissions for alcohol and drug abuse.
  • Many more were needed.
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Costs of Rehabilitation Treatment

While it's true that it's not inexpensive to be treated for an addiction, that doesn't mean it's not affordable. Research tells us that substance abuse costs more than $600 billion each year. However, addiction treatment can help to reduce this amount.

The question is, how much does rehab cost?

The answer to this question is determined by a few different factors, and these include:

  • The type of facility that is needed
  • The size of the program's patient population
  • The types of treatments that are needed
  • Where the facility is located
  • How long the program lasts
  • The method of rehab that is recommended for the patient

For those who need an inpatient treatment facility, they could pay several thousand dollars. This would cover their costs for 30 days. For those who need outpatient treatment, the price would be substantially lower.

Money Should Not Be Important

Fortunately, Select Health Idaho is available to help offset many of these costs.

Types of Rehabilitation Treatments

There are different types of drug and alcohol rehab. The type that is right for you will be determined during your assessment. Generally, there are two different options.

Inpatient rehabilitation requires you to stay at the facility for about 30 days. You will sleep there every night and participate in the program full-time. This option is what many new recovering alcoholics and addicts need. It offers a lot of support, which is desperately needed during this initial phase of care.

There are different types of outpatient rehabilitation. The traditional outpatient setting involves seeing a therapist on a regular schedule for appointments. These may be weekly appointments at first, and then they may become bi-weekly or monthly.

Intensive outpatient rehab is often utilized as an alternative to inpatient care. This is much more intensive, with appointments several times during the week.

Inpatient and outpatient rehab do have their similarities in that they offer help to recovering addicts. However, the intensity of the treatment varies. Most people find that outpatient settings don't provide them with the support they need. Even so, there are some people for whom outpatient is appropriate. It is an excellent follow-up treatment, and it may work well for milder addictions.

There are health insurance options that are very similar to SelectHealth Idaho. These include PacificSource, Regence and Mountain Health Co-op.

Will SelectHealth Idaho Insurance Cover Your Drug Rehab?

Northpoint Recovery is excited to announce that we are now in-network with SelectHealth Idaho health insurance company. If you have been considering getting help for your addiction, this is very important news for you. You want to opt for an in-network drug rehab or alcohol rehab for your treatment.

There's no doubt that going to drug rehab can be costly. However, if you have SelectHealth Idaho insurance, rehabilitation services can be very affordable for you.

This is great news for anyone who is in need of addition treatment. SelectHealth is a great insurance company, and you might even find that your drug or alcohol rehab is covered in full. It's important to learn as much as you can about your options as you consider getting treatment for your addiction.

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If you're like many other people, you probably have a lot of questions you'd like to have answered first. You may be very confused about the types of treatment you are able to go to. You may not even know if your health insurance agency offers addiction treatment coverage as a part of your policy. Please know that this is very normal, and it's OK if you don't know. You're in the right place to get the information and help you need.

At Northpoint Recovery, we want to answer your questions. You may be wondering:

  • Why do you now have medical insurance coverage for substance abuse treatment when you didn't have it in the past?
  • How do you get an assessment to determine your addiction treatment coverage?
  • What do the terms in-network and out of network mean, and should that be important to you?
  • Is it OK for you to be reimbursed for services after your rehabilitation has been completed?
  • What types of addictions are treated at in-network drug and alcohol rehab facilities?

Once you are able to get your questions answered, so much of this will become clearer to you. We want to provide you with everything you need as you contemplate the next steps you want to take.

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Addiction Treatment in Idaho and Health Insurance Requirements

If you're confused about how you will pay for your alcohol treatment or drug treatment, you're not alone. So many people have the understanding that they'll need to pay for it out of pocket. This is why there are a lot of people in Idaho who fail to get the help they need. Fortunately, you don't have to worry about that at all because of your health insurance.

You are probably familiar with The Affordable Care Act. This is the healthcare law that has been in place for a few years. It may even be the reason why you currently have health insurance through SelectHealth Idaho. What you probably don't realize is that this healthcare law did so much more than just require people to obtain health insurance policies. It actually put certain requirements in place for health insurance companies too.

SelectHealth Idaho is now required by law to provide you with coverage for addiction treatment. The benefits are different for everyone, based on their policies. However, you don't have to forgo getting treatment because you're worried about paying for it.

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Getting an Assessment for SelectHealth Coverage for Drug and Alcohol Rehab

In order to determine the best way for you to use your SelectHealth benefits for drug rehab, the first thing you should do is plan to get an assessment. Your assessment will be completed by an addiction specialist at the facility you choose. It will cover all of your options for drug and alcohol treatment.

Because SelectHealth is your insurance company, your addiction specialist will work with them to determine the best way to use the benefits you have available to you.

They will also do their very best to maximize your benefits. That will leave you with very little to pay out of pocket. You may find that you'll need to pay a small copayment or co-insurance amount. However, you may even learn that you don't need to pay anything.

Getting a proper addiction assessment is critical for your treatment to begin. Doing so not only takes care of any financial matters, but it also ensures that you get the right kind of treatment.

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Drug and Alcohol Addiction Information

People often feel that if they have an addiction, it can be treated, and then they will be cured. Unfortunately, this is not the case. It's also not the case that people can usually recover on their own. Far too many people attempt this every year. This is partially what has led to the high rate of overdoses in Idaho.

Alcoholism and drug addiction are both ongoing conditions. Once someone has an addiction, that addiction will follow them. They are always at risk of relapsing, even if they are abstinent for a number of years.

This is part of the reason why addiction treatment is so necessary. Recovering from an addiction requires ongoing care because addiction is a disease.

Symptoms of Addiction

You've been told that you have an addiction. However, how can you really be sure? Do you know for a fact that you have what would be considered by professionals to be an addiction? It can help to look at some common symptoms of addiction. These include:

  • Not being able to stop using your substance of choice.
  • Going through withdrawal symptoms when you stop using.
  • Continuing to use even though you know it's causing you health problems.
  • Giving up people or activities you love because you want to use.
  • Obsessing over being certain you have enough drugs or alcohol.
  • Frequently taking risks to obtain substances.
  • Keeping your substance abuse habits a secret.

What is an Addiction Assessment?

The first step in determining the type of treatment that is right for you is to get an assessment. A free addiction assessment is available through many drug and alcohol treatment facilities. You'll be asked a number of questions about your drug or alcohol use.

The purpose of the assessment is to determine the type of treatment you need. You'll find out if you would be a candidate for inpatient or outpatient care. You'll also learn whether or not you need alcohol or drug detox services too.

During your assessment, you'll be asked some questions about what could have led to your addiction as well. Many people find that the cause of their addictions were mental health conditions. Quite often, these conditions were never treated, and drugs or alcohol were used instead.

Once the assessment is completed, you'll find out what type of treatment you need. This will help you to understand what the future has in store for your rehabilitation needs. Also, when you know the type of treatment you need, you can begin to make plans to get started.

SelectHealth Idaho Insurance

SelectHealth Idaho and Drug Addiction Treatment Coverage

Fortunately, Select Health Idaho offers benefits to you, regardless of what your addiction is. There's no need to worry that you need to seek out a specialty facility for care. You'll be able to get the right kind of help when you're ready to recover.

In-Network Coverage vs. Out of Network Coverage: What Does it Mean?

Health insurance companies often use very confusing terms to describe their services. If you have medical insurance through SelectHealth Idaho, you have probably come across the words in-network and out of network coverage. However, you have no idea what these terms mean. These are very important for you to know because they apply to how much the insurance company will pay toward your treatment.

Choosing an in-network provider means that there is a contract with the medical insurance company. That contract states that the provider will bill the insurance company directly. You don't have to pay anything upfront for their services. You may have to pay a small amount out of pocket later, but it won't be much.

Choosing an in-network addiction treatment program will benefit you in so many ways. Their reimbursement rates for the program will be much higher, and you won't have to worry about paying anything before you can get treatment.

SelectHealth Coverage Assessment

If you have chosen an out of network drug rehab or alcohol rehab, this may be problematic for you. You'll be required to pay for your treatment upfront, before you can begin getting help. This might mean borrowing money from a relative, taking out a loan, or coming up with another way to pay. You will eventually get some of the money back from your health insurance company, but it can take some time.

It's much better for you to opt for an in-network drug treatment or alcohol treatment center in the long run. This will help to relieve any financial stress you might experience.

All About Reimbursement from Out of Network Health Insurance Companies

If you do choose an out of network program instead of one that's in-network for addiction treatment, you need to know about reimbursement.

Reimbursement rates are very low for out of network centers. You may pay several thousand dollars for your rehabilitation, but only get back a fraction of that. You will need to file paperwork with your health insurance company. Reimbursement can take as long as several months.

As you can see, there is a good reason why people try to stay away from being reimbursed. By choosing an in-network alcohol treatment or drug treatment center, this won't be something you'll need to be concerned about at all.

Drug Treatment in Idaho with SelectHealth Insurance Benefits

Perhaps you're concerned that the type of substance abuse treatment you need won't be covered by SelectHealth Idaho.

SelectHealth Idaho Benefits

There's no need to worry because SelectHealth offers benefits that cover all types of addition treatment, including:

  • Prescription drug rehab
  • Alcohol treatment
  • Heroin rehab
  • Cocaine rehab
  • Crystal meth rehab
  • Marijuana treatment
  • Suboxone treatment
  • Drug detox or alcohol detox services
  • Methadone treatment

That means that if you're in need of any type of substance abuse treatment, SelectHealth Idaho makes it available to you. However, you'll benefit the most when you choose an in-network drug rehab or alcohol rehab program.

Northpoint Recovery Can Help You Understand SelectHealth Benefits for Drug Rehab

Navigating the ins and outs of what your policy will cover can be very difficult, and here at Northpoint Recovery, we understand that you might need some help. Our goal is to assist you as much as we can so that you can get the alcohol or drug rehab you need.

We're happy to contact SelectHealth Idaho to inquire about your rehabilitation benefits on your behalf. To get started, please fill out our convenient online insurance verification form. We'll be in touch with the information you request.

Do you have additional questions about being in-network with Northpoint Recovery for addiction treatment? We can answer them for you. Please contact us right away.

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Our admissions coordinators are here to help you get started with treatment the right way. They'll verify your health insurance, help set up travel arrangements, and make sure your transition into treatment is smooth and hassle-free.

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Select Health Idaho Drug Rehab