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Our Idaho Location
Located in Boise, Idaho, Northpoint Recovery is proud to offer quality drug and alcohol detox as well as alcohol and drug rehab in the Treasure Valley.
- Idaho
2335 E. State Ave,
Meridian, ID 83642
Will Magnacare Cover the Costs of my Drug Rehab?
You have Magnacare Health Insurance and you wonder if they will cover the cost of your drug rehab. You have been considering getting help for your addiction for a really long time. Now, you've decided it's time for you to do it. You definitely know that you can't pay for it on your own, and it would help you tremendously if they were to offer coverage for drug treatment through Magnacare. You're in the right place to get the information you need about Magnacare and your options for substance abuse treatment.
Does Magnacare Pay for Drug Treatment?
You will be happy to know that because of The Affordable Care Act, all health insurance companies are required by law to provide some type of coverage for drug treatment, Magnacare included. Your substance abuse treatment might be covered in full, or it might only be partially covered, depending on the type of policy you have. Still, it helps to know that you don't have to pay for it on your own.
The History of Magnacare
Magnacare believes that communities are valuable. This is why their focus is on providing the best possible service to members of local communities. They are committed to providing individualized insurance solutions for every patient they serve.
Magnacare offers a wide range of plans to organizations of all sizes. Their goal is to provide cost-effective solutions to meet the needs of their members.
Your Choices for Addiction Treatment with Coverage by Magnacare
You have several options available to you for drug rehab with Magnacare. Your benefits will vary from someone else's, but generally, they offer benefits for inpatient drug rehab as well as for outpatient treatment. Your policy might even cover the costs of drug detox and alcohol detox. Magnacare also covers the following types of drug rehab:
- Heroin rehab
- Cocaine rehab
- Marijuana treatment
- Crystal meth treatment
- Alcohol rehab
- Prescription drug rehab
Magnacare Treatment Centers
There are several addiction treatment centers in Idaho, Washington and the surrounding areas that accept Magnacare. Here at Northpoint Recovery, we’re proud to be one of them. By visiting the Magnacare website, or contacting customer service, you can find one that’s close to you.
The answer to this question will depend on the type of policy you have. There are some companies that see the value in going to rehab out of state. For many people, this is a much better option than attending treatment close to home. Other policies may be more limited, and only offer coverage for in-state rehabilitation programs.
Having your insurance verified is the best way to determine what your policy says. This can be done by contacting a drug and alcohol rehab center for their help. You can also contact Magnacare directly and talk with them about your options for treatment.
Yes, Magnacare does provide coverage for both inpatient and outpatient treatment programs. This is important because everyone needs a different type of addiction treatment. In your case, it’s possible that you’re new to the thought of going to rehab. You may need inpatient care. If you have recently finished an inpatient stay, you need to know that Magnacare will continue to cover outpatient.
They understand that going to a rehabilitation program isn’t a quick fix. It takes time to heal when you’re battling an addiction. Their policies and plans reflect this.
How Long Can I Stay in Rehab With Magnacare Insurance?
This is highly subjective, and based on a few different factors. Mainly, Magnacare will look at how you’re progressing in your treatment. They understand that everyone is different, with various needs when it comes to rehab.
They will keep in close contact with your rehab provider. They’ll regularly talk with them about how you’re doing. If it’s clear that you need more time, your benefits can be extended. Or, they may require that you begin attending an outpatient program instead, after some time has passed. Again, this is completely based on how you’re doing and what your needs are.
Understanding the Cost and Duration of Addiction Treatment
You may be curious about the cost of drug rehab. Getting high quality help for your addiction is not inexpensive. However, that’s not a concern you need to worry about when you have Magnacare.
The costs will vary for everyone, and they’re based on the types of treatment they need. For instance, when someone needs to go through detox, that is an added expense. Detox can cause between $600 and $1,000 per day. This can easily add a few thousand dollars on to your bill from the rehab facility. Inpatient treatment costs several thousand dollars more. Outpatient treatment is less expensive, but it is still a substantial cost.
Magnacare is an excellent insurance provider. They will ensure that you get the coverage you need for your treatment. Some policies will even cover it completely.
You may find that Magnacare is able to cover a portion of your rehab stay. However, there will be some costs left over that you will need to cover. Don’t panic if this is the case. There are still options available to you, including:
- Using your savings to pay for rehab. It’s not ideal to have to do this, but the money is there to help you when you need it.
- Talk with the facility about payment plans or financing options. You may be surprised to find that they have ways to assist you. Some will allow payment plans. Others will offer you sliding scale fees that are based on your income.
- Borrow from a relative. It’s very likely that you have a loved one who would love to see you get help for your addiction. They may be very willing to help with the bill.
- Apply for a scholarship. There are many available to assist with paying for rehab.
- Consider a facility that offers government grants. This can be a great way to get the help you need.
Northpoint Recovery Offers Assessments for Drug Rehab Coverage with Magnacare
Here at Northpoint Recovery, we want you to know how excited we are that you have made this decision for your good health. Now that you have decided to stop using, so much in your life will change, and it all starts with going to drug rehab. Your Magnacare benefits will vary based on your policy and we're happy to help you determine what they are so you can maximize your coverage.
Please fill out our insurance verification form and we'll get started on determining your Magnacare benefits for drug treatment.
Talk to a Rehab Specialist
Our admissions coordinators are here to help you get started with treatment the right way. They'll verify your health insurance, help set up travel arrangements, and make sure your transition into treatment is smooth and hassle-free.
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