It is so beneficial for you, the patient, that MHNet insurance is in-network for drug rehab and alcohol rehab. At Northpoint Recovery, this allows us to reach so many more people who need our services. Choosing an in-network provider is so important when you have MHNet Behavioral Health Insurance. It will help to minimize your out of pocket costs.
Perhaps you're in need of drug treatment or alcohol treatment. You may have been putting off getting help because of the costs involved. It's important for you to read on so that you can get the right information.
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The cost of rehab is something that's often at the forefront of everyone's mind. Most people assume that they won't be able to afford to get professional help. Now that you know that's not true, you need to know about your coverage.
It's difficult to say how much your MHNet health insurance agency will cover for addiction treatment. This is because your needs for rehab will probably be different from someone else's. This can even be true if you have the same insurance company. Insurance policies can be quite different from person to person.
You should know that because we're in-network for drug rehab and alcohol rehab, your costs will be considerably less. In fact, there are even people who find that their treatment is completely covered. If you do have to pay anything out of pocket, that cost will be very small and affordable for you.
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It's normal for people to get confused about health insurance company terms. You may have even looked at your policy, but found that it was hard for you to understand. Please know that other people feel the same way. You may have wondered what it meant to have an in-network provider.
An in-network provider is one that has an agreement with MHNet Insurance. This is in the form of a contract. It means that they have agreed upon certain rates for the services. Your provider will send a bill to MHNet for your addiction treatment directly. This is so great because it allows you to go to rehab without paying a lot of money upfront. Actually, many people refuse to go to substance abuse treatment because they believe they'll need to pay first. With an in-network provider, that is not the case at all.
Perhaps you're just finding out that you have health insurance coverage for alcohol rehab and drug rehab. You never thought that you did before. This is a recent change that was brought about by the Affordable Care Act.
The Affordable Care Act is the healthcare law that has been in place for a few years now. Many people know it as ObamaCare. However, they only think that it's a law that requires them to have health insurance. It actually does so much more than that.
Because of the Affordable Care Act, health insurance companies are now require to offer benefits for addiction treatment. Traditionally, cost of treatment has been the main reason why most people refused to get help. This change makes substance abuse treatment so much more affordable for everyone.
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Now that you understand what in-network means, you need to know what out of network means.
You'll see this term within your health insurance policy. Out of network means that those providers do not have a contract with MHNet. Because they don't have a contract, you will need to pay for their services upfront. For less expensive services, this often isn't a big deal. However, for services like drug and alcohol rehab, it can get pretty costly.
Let's say you choose an out of network provider instead of an in-network provider for drug rehab or alcohol rehab. You will need to pay for their services before your treatment starts. The provider will give you the necessary paperwork, and you'll need to submit that to MHNet. Once you do that, you will wait for reimbursement from them.
The problem is that their reimbursement rates are much lower. It can take a very long time before you get back any money as well. As you can see, it's much better to choose an in-network addiction treatment center instead. It relieves any financial burdens so that you can focus on your recovery.
Yes, MHNet will provide you with coverage for all forms of addiction treatment. It doesn't matter what type of treatment you need. It also doesn't matter what method of treatment is deemed to be right for you.
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Also, it's important to know that many drug and alcohol rehabs don't offer treatment for co-occurring disorders. These are conditions that often lead to or contribute to addictions. Fortunately, Northpoint Recovery specializes in treating co-occurring disorders. This is of great benefit to you for a number of reasons.
Unless the reasons behind your addiction are addressed, your long-term recovery is unlikely. Our goal is to help you remain free from drugs and alcohol. By providing you with co-occurring disorder treatment, we're giving you the very best in addiction treatment services.
We are so thankful that MHNet has been able to partner with us. It's great to be in-network for alcohol treatment and drug treatment with this insurance agency.
Now that Northpoint Recovery is in-network for addiction treatment, you need to know how to get started. There certainly is no need for you to put off getting the help you need any longer. All you need to do is contact us. Once you do, we will begin the intake process right over the phone.
The first step is to do an initial assessment. We'll talk with you about your addiction. We'll need to know what drug(s) you use and how long you've been using. We'll also ask you about any co-occurring disorders you might be struggling with. This might include diagnoses like PTSD, depression or anxiety.
Once we've gathered all of this information, we'll need to verify your health insurance. This is a simple process, but it will give you all the information you need about your coverage for addiction treatment. We'll maximize your benefits so that you have very little to pay out of pocket.
Once we get back to you with that information, we'll be ready to talk about your admission date. It really is just that simple.
Have you been putting off drug rehab or alcohol rehab because of the cost? Does it change things to know that Northpoint Recovery is in-network with MHNet Insurance? Get in touch with us today to discuss your options for treatment.
MHNet.com. (2017). MHNet Behavioral Health. Retrieved from: http://www.mhnet.com/
Medicaid.gov. (Date Unknown). Affordable Care Act. Retrieved from: https://www.medicaid.gov/affordable-care-act